Dutch Bangla credit card: lowest interest rate credit card in Bangladesh.

Dutch Bangla Credit card offers you the most secure and rewarding way to fulfill your daily lifestyle requirements.

Do you know which bank credit card in Bangladesh has the lowest interest? Dutch Bangla Bank has the lowest interest rate at 1.5% monthly and 18% per annum.

dutch-bangla-credit-card.


They are the only ones in Bangladesh with a 100% ATM withdrawal facility. Generally, in the case of international transactions of different banks, the card-issuing bank international transactions are restricted while traveling in other countries.

The transaction has to be started & closed by calling. Dutch Bangla Bank's credit card international transactions are always open.

You can also use an interest-free Dutch Bangla Credit Card for a maximum of 50 days.

Today I will discuss Dutch Bangla Credit Card in detail why you should use Dutch Bangla Credit Card.



    Dutch Bangla Bank Limited


    Dutch Bangla Bank is a joint venture between Bangladesh and the Netherlands. DBBL officially started its journey on June 3, 1997. At present, it is the largest ATM bank in Bangladesh.

    At present this bank has around 4769 ATM booths (the largest ATM network in the country) across the country. The current number of branches of the bank is 195.

    Dutch Bangla credit card

    List of Dutch Bangla credit card & annual charge.

    MasterCard Titanium Credit Card

    Credit Card NameAnnual Charges
    MasterCard Titanium Credit Card-Limit Range (BDT or equivalent USD)200,00 to 500,000BDT-4,000
    MasterCard Titanium Credit Card-Limit Range (BDT or equivalent USD)500,001 to 950,000BDT-5,000
    MasterCard Titanium Credit Card-Limit Range (BDT or equivalent USD)950,001 to 20,00,000BDT-6,000

    VISA Platinum

    Credit Card NameAnnual Charges
    VISA Platinum-Limit Range (BDT or equivalent USD)200,00 to 500,000BDT-4,000
    VISA Platinum-Limit Range (BDT or equivalent USD)500,001 to 950,000BDT-5,000
    VISA Platinum-Limit Range (BDT or equivalent USD)950,001 to 20,00,000BDT-6,000

    VISA/MasterCard Classic/Gold Credit Card-

    Credit Card NameAnnual Charges
    Limit Range (BDT or equivalent USD-10,000 to 49,9991st Year Free then 2nd Year Onward.
    BDT-500
    Limit Range (BDT or equivalent USD50,000 to 99,9991st Year Free then 2nd Year Onward.
    BDT-650
    Limit Range (BDT or equivalent USD100,000 to 149,9991st Year Free then 2nd Year Onward.
    BDT-800
    Limit Range (BDT or equivalent USD150,000 to 199,9991st Year Free then 2nd Year Onward.
    BDT-1,000
    Limit Range (BDT or equivalent USD200,000 to 299,9991st Year Free then 2nd Year Onward.
    BDT-1,500
    Limit Range (BDT or equivalent USD300,000 to 399,9991st Year Free then 2nd Year Onward.
    BDT-2,000
    Limit Range (BDT or equivalent USD400,000 to 500,0001st Year Free then 2nd Year Onward.
    BDT-2,500
    Limit Range (BDT or equivalent USD500,001 to 950,0001st Year Free then 2nd Year Onward.
    BDT-3,000
    Limit Range (BDT or equivalent USD950,001 to 20,00,0001st Year Free then 2nd Year Onward.
    BDT-3,500

    Purpose of Credit Card: Dutch Bangla credit card can be used for all your requirements, be it shopping, dining out, holidaying, and fuelling up your vehicle, railway ticket reservations.

    Exclusive Features & Benefits of DBBL Credit Card

    Lowest Interest Rate: Enjoy the lowest interest of 18% p.a. (@1.5% per month) for any purchase and cash withdrawal.

    Zero Annual/Renewal Fee: Get a 100% waiver on annual/ renewal fee by earning reward points. The annual/ renewal fee is as low as Tk. 500/- based on the credit card limit.

    Zero Withdrawal Fee: 

    DBBL Cardholders can withdraw 100% of the credit limit from any DBBL ATMs without any fee.

    Worldwide 100% Cash Withdrawal Facility: Cardholders can withdraw 100% of their credit limit from any ATMs acceptable across the world.

    50 Days Interest-Free Period: Enjoy a maximum of 50 days interest-free period for purchase through POS & e-Commerce.

    Zero Late Payment Fee: No late payment fee for the minimum payment. However, If the minimum amount is not paid within the payment due date, an additional 3% p.a. interest will be charged on the unpaid minimum due amount.

    Fund Transfer Facility: Cardholders can transfer fund up to 90% of the card limit to cardholders’ respective DBBL account.

    Multicurrency credit card:

    Multicurrency credit card means the same plastic (card) can be used at both home and abroad. Dutch Bangla bank provided a multicurrency credit card.

    Dutch Bangla Credit Card Reward Point Program:

    Credit Card Name.Point Slab & Reward.
    VISA Platinum& MasterCard Titanium Credit Card.Up to 999 points- no facility.
    VISA Platinum & MasterCard Titanium Credit Card.
    1000 points-50% waiver on the annual fee.
    VISA Platinum &MasterCard Titanium Credit Card.1500 points-100% waiver on the annual fee.
    VISA/MasterCard Classic/Gold Credit Card.Up to 499 points-No facility
    VISA/MasterCard Classic/Gold Credit Card.500 points-50% waiver on the annual fee.
    VISA/MasterCard Classic/Gold Credit Card.1000 points-100% waiver on the annual fee.

    Reward Points is a special program that allows cardholders to earn points on POS and e-commerce transactions locally and internationally every time they spend money through your DBBL credit card. You can earn 1 reward point for every 50 Tk. for US 1.

    Free Supplementary Cards:

     Enjoy two supplementary cards absolutely free for their dear ones.

    0% Instalment Pay:

    DBBL credit cardholders have the option of converting their retail purchase or bill payment above Tk. 3,000 in 3,6,9,12,18,24,36 Equal Monthly Installment at 0% Interest under the “0% InstaPay” program.

    You can buy your favorite products from electronics, furniture, mobile phones, etc. with a Dutch Bangla credit card and even pay your medical and grocery store bills to DBBL "0% Instapay" partners.

    Easy Pay, Easy Buy, Easy Loan:

    Now DBBL Credit cardholders have the privilege to convert their retail purchase, utilized, and un-utilized limit up to 36 months Equal Monthly Installment at attractive rates.

    Cardholders can apply for these facilities simply by calling the 24/7 call center at 16216

    No Issuance Fee: No issuance fee for a new credit card.

    Transaction Alert: Free SMS transaction alert for every credit card transaction.

    First EMV Credit Card:

    DBBL is a pioneer in bringing EMV chip-based cards for the cardholders of Bangladesh.

    The Dutch Bangla Card Nexus processor chip is used which gives a DBBL guarantee that your card cannot be copied. This is the most secure card in the world.

    Payment Facilities: 

    You can pay Dutch Bangla credit card bills through any DBBL branch, internet banking, ATM, and fast track.

    A charge of BDT 80.00 or USD 1.00 plus VAT is applicable for payment of a Credit Card bill using other banks’ Wallet/App i.e. other than NexusPay or Rocket.

    Pros:

    • The lowest interest rate of any credit card issuer in Bangladesh only 18% p.a. (@1.5% per month) for any purchase and cash withdrawal.
    • Maximum of 50 days interest-free period for purchase through POS & e-Commerce.
    • Worldwide 100% Cash Withdrawal Facility.
    • Fund up to 90% of the card limit to cardholders’ respective DBBL account.

    Faqs:

    1. What are the documents required to get Dutch Bangla Credit Card?

    Dutch Bangla bank credit card requirements :

    • i) Photograph (one copy),
    • ii) Copy of TIN certificate,
    • iii) Copy of Passport and National ID,
    • iv) Copy of utility bills ( if any).
    • v) Bank statement for the last 6 months,
    • vi) If salaried, latest original salary certificate/payslip,
    • vii) If self-employed, copy of trade license Memorandum Of Agreement and personal/company bank statement for the last 6 months,
    • viii) Copy of wealth statement submitted for Income Tax (for Businessmen),
    • ix) Visiting card,
    • x) Other credit card bill, if applicable.

    2. What is the interest of the Dutch Bangla Credit Card?

    DBBL Credit card interest rate is only 18% p.a. (@1.5% per month) for any purchase and cash withdrawal.

    3. Can I the Dutch Bangla Credit Card Bill be paid through Rocket or bkash?

    A charge of BDT 80.00 or USD 1.00 plus VAT is applicable for payment of a Credit Card bill using other banks’ Wallet/App i.e. other than NexusPay or Rocket.


    4. What is the Dutch Bangla Bank Customer Care Number?

    Dutch Bangla Bank Customer Care Number is 16216.

    5.how to get a dutch Bangla bank credit card?

    Credit card application should be made to the Dutch Bangla Bank Limited Card Division or any branch of Dutch Bangla Bank Limited.

    6. What I do if I lose my card?

    Please contact the branch or call DBBL 24 hours Call Center at 16216 to block the card immediately and submit a card replacement request to the branch.

    7. What I do if I forget my PIN number?

    Nothing to be worried, A new PIN will be sent to your branch if you request a PIN regeneration. Only you have to submit the PIN regeneration application to the branch where you have an account.

    8. How do I change my PIN number if I want to change my PIN?

    The PIN can be changed at any of Dutch Bangla Bank Ltd ATM.


    9. Does Dutch Bangla Bank issue dual-currency credit cards?

    Dutch Bangla bank provided a multicurrency credit card.

    10. What are the reward points?

    Rewards Points is a special program that allows cardholders to spend money each time through credit cards to earn points through POS and e-commerce transactions locally and internationally.


    Conclusion:

    Dutch Bangla Credit Card ATM Friendly Credit Card. Bangladesh is the only bank that allows you to withdraw the entire amount through ATM.

    DBBL interest rates are relatively low, with the most credit card issuing banks charging 24 to 30 percent interest.

    Read more-Lanka Bangla credit card: check features & interest rate.

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